25752 Bank Lending and Analytics6cp
Requisite(s): 25742 Financial Management AND 25741 Capital Markets
These requisites may not apply to students in certain courses.
There are course requisites for this subject. See access conditions.
This is a specialised subject in the risk management of the loan assets of financial institutions. It provides students with knowledge of the theory of financial intermediation, and information economics and its application in achieving the maximum shareholder return while managing the level of risk associated with loan products.
Topics include: the formulation of loan policy; the managing and selection of loans; loan pricing; individual loan risk management including Basel III and IFRS 9 compliance; financial contracting; managing problem loans and specialist loan risk areas such as project and infrastructure finance; corporate loans; consumer lending; small and medium enterprise lending; and loan structuring, documentation and collateral. The subject includes a number of real case studies in major lending disciplines such as project and infrastructure financing, small and medium enterprise lending, consumer lending, corporate lending, and problem loans.
Detailed subject description.